Attention homeowners in Abilene and Taylor County: Need an appraisal?
Here are the top seven reasons why TX homeowners hire Big Country Residential Appraisals:
Need help deciding the value of your home in or near Abilene, TX?
We at Big Country Residential Appraisals understand the unique needs of a homeowner looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your own house because you probably have an emotional attachment to it. The professional appraisers at Big Country Residential Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value report than yours.
PMI Removal Appraisals
A preferred way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. Big Country Residential Appraisals is veterans in helping customers just like you do away with unwanted PMI insurance.
Challenge Taylor county's assessment of your property
Your local tax assessor may have your house overvalued if you live in a region that's declining. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. When challenging your property tax assessment, getting an expert appraisal from Big Country Residential Appraisals is your strongest weapon.
Recently got a freeze your HELOC?
Your lender may decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Big Country Residential Appraisals can provide you with efficient appraisal to help you reinstate your home equity line of credit.
We Provide Field and Desktop Appraisal Review Services
Do you need a professional to double-check your appraisal for preciseness, or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Big Country Residential Appraisals can go out and check the subject and comparables in question in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Big Country Residential Appraisals can help with that too. While typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your house.